पीएम विश्वकर्मा योजना
PM Vishwakarma Scheme
MSME
Eligibility Criteria
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Benefits
Maximum benefit: ₹3.0 L
Collateral-free loan up to Rs 3 lakh + skill training + digital onboarding for traditional artisans and craftspeople
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Source: manual
Document Checklist
- Aadhaar
- Mobile number linked to Aadhaar
- Bank account
- Craft/trade proof
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How to Apply
- 1
Register at CSC / PM Vishwakarma Portal
Visit pmvishwakarma.gov.in or the nearest Common Service Centre (CSC) with Aadhaar and mobile number
- 2
Verify Craft/Trade
Select your traditional craft/trade from the 18 eligible categories (blacksmith, carpenter, weaver, etc.)
- 3
Complete Skill Training
Attend basic + advanced skill training at a MSME Technology Centre; receive PM Vishwakarma certificate
- 4
Receive Toolkit Incentive
Toolkit grant of Rs 15,000 credited directly to your bank account after training completion
- 5
Access Collateral-Free Loan
Apply for Tier-1 loan (Rs 1 lakh) via linked bank; on repayment, eligible for Tier-2 (Rs 2 lakh)
Common reasons for rejection
Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.
Apply for this Scheme
Apply on Official PortalThis links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.
Similar Schemes
Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.
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