केंद्रीयLoanTrainingMarket access

पीएम विश्वकर्मा योजना

PM Vishwakarma Scheme

MSME

अंतिम सत्यापन: 29 मार्च 2026

Eligibility Criteria

CriterionScheme RequiresStatus
State / LocationAll states
Udyam Classmicro
Owner CategoryAll categories
Annual TurnoverAny
Sector & Business TypeAll sectors & types
Business AgeNo restriction
Area TypeAll area types
Special ConditionsNone

Sign in to see your eligibility against each criterion.

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Benefits

LoanTrainingMarket access

Maximum benefit: ₹3.0 L

Collateral-free loan up to Rs 3 lakh + skill training + digital onboarding for traditional artisans and craftspeople

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Source: manual

Document Checklist

  • Aadhaar
  • Mobile number linked to Aadhaar
  • Bank account
  • Craft/trade proof

Sign in to see which documents you already have based on your profile.

How to Apply

  1. 1

    Register at CSC / PM Vishwakarma Portal

    Visit pmvishwakarma.gov.in or the nearest Common Service Centre (CSC) with Aadhaar and mobile number

  2. 2

    Verify Craft/Trade

    Select your traditional craft/trade from the 18 eligible categories (blacksmith, carpenter, weaver, etc.)

  3. 3

    Complete Skill Training

    Attend basic + advanced skill training at a MSME Technology Centre; receive PM Vishwakarma certificate

  4. 4

    Receive Toolkit Incentive

    Toolkit grant of Rs 15,000 credited directly to your bank account after training completion

  5. 5

    Access Collateral-Free Loan

    Apply for Tier-1 loan (Rs 1 lakh) via linked bank; on repayment, eligible for Tier-2 (Rs 2 lakh)

Common reasons for rejection

Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.

Apply for this Scheme

Apply on Official Portal

This links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.

Central

PM Employment Generation Programme

MSME

SubsidyLoan
Central

MUDRA Loan - Shishu

Finance

Loan
Central

MUDRA Loan - Kishor

Finance

Loan
Central

Credit Guarantee Fund Trust for Micro and Small Enterprises

MSME

GuaranteeLoan

Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.

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