MUDRA Loan - Kishor
मुद्रा लोन - किशोर
Finance
Eligibility Criteria
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Benefits
Maximum benefit: ₹5.0 L
Collateral-free loan Rs 50,001 to Rs 5,00,000 for growing micro/small enterprises
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Source: manual
Document Checklist
- Aadhaar
- PAN
- Bank statements (6 months)
- ITR (2 years)
- Business proof
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How to Apply
- 1
Identify a Lender
Approach any Mudra-empanelled bank, NBFC, or MFI; bring 2-year business track record
- 2
Prepare Documents
Aadhaar, PAN, bank statements (6 months), ITR (2 years), and business registration proof
- 3
Submit Application
File Mudra loan application with required documents at the lender branch or online portal
- 4
Credit Assessment
Lender evaluates repayment history, business cash flow, and purpose of funds
- 5
Loan Disbursement
Sanctioned amount credited; Mudra card issued for working capital drawdowns
Apply for this Scheme
Apply on Official PortalThis links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.
Similar Schemes
Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.