Finance
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Maximum benefit: ₹5.0 L
Collateral-free loan Rs 50,001 to Rs 5,00,000 for growing micro/small enterprises
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Identify a Lender
Approach any Mudra-empanelled bank, NBFC, or MFI; bring 2-year business track record
Prepare Documents
Aadhaar, PAN, bank statements (6 months), ITR (2 years), and business registration proof
Submit Application
File Mudra loan application with required documents at the lender branch or online portal
Credit Assessment
Lender evaluates repayment history, business cash flow, and purpose of funds
Loan Disbursement
Sanctioned amount credited; Mudra card issued for working capital drawdowns