Finance
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Maximum benefit: ₹50K
Collateral-free loan up to Rs 50,000 for micro enterprises
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Identify a Lender
Approach any Mudra-empanelled bank, NBFC, or MFI with your business plan
Fill Application Form
Submit Mudra loan application form with Aadhaar, PAN, bank statements, and business proof
Credit Assessment
Lender assesses creditworthiness and business viability (no collateral required)
Receive Mudra Card
On sanction, receive a Mudra RuPay card for withdrawing working capital up to the sanctioned limit
Loan Disbursement
Funds credited to your account; repayment tenure typically 3-5 years