MUDRA Loan - Shishu
मुद्रा लोन - शिशु
Finance
Eligibility Criteria
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Benefits
Maximum benefit: ₹50K
Collateral-free loan up to Rs 50,000 for micro enterprises
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Source: manual
Document Checklist
- Aadhaar
- PAN
- Bank statements (6 months)
- Business proof
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How to Apply
- 1
Identify a Lender
Approach any Mudra-empanelled bank, NBFC, or MFI with your business plan
- 2
Fill Application Form
Submit Mudra loan application form with Aadhaar, PAN, bank statements, and business proof
- 3
Credit Assessment
Lender assesses creditworthiness and business viability (no collateral required)
- 4
Receive Mudra Card
On sanction, receive a Mudra RuPay card for withdrawing working capital up to the sanctioned limit
- 5
Loan Disbursement
Funds credited to your account; repayment tenure typically 3-5 years
Apply for this Scheme
Apply on Official PortalThis links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.
Similar Schemes
Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.