Find Government Schemes You're Eligible For in 2 Minutes
Tell us about your business. We'll match it against 500+ verified Central and State government schemes — and show you exactly how much benefit you can get.
Not affiliated with Government of India · Scheme data under GODL-India 2.0
Why MSMEs Choose Saarthika
AI-Powered Matching
8-dimension eligibility scoring across turnover, investment, location, category, and more.
500+ Verified Schemes
Central + State schemes, always kept up to date. Only published, active schemes in results.
Central + 10+ States
Pan-India scheme coverage across all major states and Union Territories.
Bilingual (EN/HI)
Full English and Hindi support, natively. Designed for Bharat, not just metros.
Eligibility Breakdown
See exactly which criteria you meet, which you miss, and how your score is calculated.
Benefit Calculator
Your personalised subsidy estimate — how much you can actually get, based on your numbers.
Janadhaar Integration
Coming SoonAuto-fetch your business documents via DigiLocker. One-click document verification.
For CAs & Tax Consultants — Manage All Your MSME Clients in One Place
- Bulk eligibility screening across all clients
- White-label scheme reports — your brand, our engine
- Centralised client dashboard with scheme tracking
- API access for custom integrations (Enterprise)
- Verified Schemes
- 500+
- Central + State Programs
- 10+ States
- In Matched Benefits
- ₹50+ Cr
MSMEs Finding Schemes Every Day
“Found PMEGP eligibility in minutes. We applied and got ₹8.75L subsidy approved.”
“The eligibility breakdown showed me exactly which documents I needed. The process was so smooth.”
“As a first-gen entrepreneur, I had no idea these schemes existed. Saarthika changed everything for my business.”
Beta testimonials. Results may vary.
- DPDPA 2023 Compliant
- GODL Licensed Data
- No Spam, Ever
- Not affiliated with Govt. of India
Simple, Transparent Pricing
Start free. Upgrade when you need more. See full comparison →
Free
- 3 scheme matches
- Scheme detail pages
- Basic eligibility info
Basic
- Unlimited scheme matches
- Full eligibility breakdown
- Document checklist
- Profile change diff
Premium
- Everything in Basic
- AI action plan
- Personalised benefit estimate
- Priority support
Frequently Asked Questions
What is Saarthika?
Saarthika is an AI-powered platform that matches your business profile against 500+ verified Central and State government schemes — subsidies, loans, and grants. Answer a few questions about your business and get personalised scheme matches in under 2 minutes.
Is my business data safe?
Yes. We are compliant with the Digital Personal Data Protection Act (DPDPA) 2023. Your data is encrypted in transit and at rest, and is never sold to third parties. You can delete your account and all associated data at any time.
How is eligibility determined?
Our AI scoring engine evaluates 8 dimensions: annual turnover, investment in plant and machinery, business sector, business category (SC/ST/OBC/Women/General), area type (rural/urban/special), number of employees, business age, and legal structure. Each dimension is weighted and combined into a match score.
Is it free to use?
Yes — you can sign up and see your top 3 scheme matches for free, forever. Upgrade to a paid plan to unlock all matches, full eligibility breakdowns, document checklists, and the AI action plan.
What schemes are covered?
We cover 500+ Central government schemes (PMEGP, CGTMSE, Udyam, SFURTI, ZED, and more) and State-level schemes across 10+ major states. New schemes are added continuously.
How accurate are the matches?
Match accuracy depends on the completeness and accuracy of your profile. Our 8-dimension scorer gives you a transparent breakdown so you can see exactly why each scheme matched or did not match. We recommend re-running matching whenever your business profile changes.
Can my CA or consultant use this?
Absolutely. We offer a dedicated CA Workspace where consultants can manage multiple MSME clients, run bulk screening, and generate white-label reports. See our Professional and Enterprise plans on the pricing page.
How long does the matching process take?
Under 2 minutes from completing your profile to seeing your personalised scheme matches. The AI scoring engine runs in real time on our servers — no waiting, no email to check later.
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