Saarthika

Find GovernmentSchemes Your BusinessActually Qualifies For

Discover and unlock government benefits your business is eligible for in under 2 minutes.

500+ verified schemes
Central + State coverage
Updated weekly
Food processing · Nagpur, MH · ₹48L · Woman-owned

Eligible benefits found

₹0.0 Cr

across 6 matched schemes

High-fit matches

PMFME

Grant for formalising micro food processing units.

Up to ₹10L

96% match

Stand-Up India

Loan scheme for women & SC/ST entrepreneurs.

₹10L – ₹1Cr

91% match

CGTMSE

Collateral-free credit guarantee for micro & small units.

Up to ₹2Cr

84% match

MUDRA Kishore

Working capital for micro enterprises

₹5L – ₹50L

80% match

Screened across 500+ central + state schemes

WHY SAARTHIKA

Everything Your Business Needs

Built to help Indian MSMEs find, verify, and act on real government benefits.

AI Matching

Matches your business profile to the most relevant central and state schemes.

500+ Verified Schemes

Tracks verified scheme data, benefit details, and official application links.

Pan-India Coverage

Covers central schemes plus state-specific opportunities across India.

Eligibility Breakdown

Shows exactly why you qualify, where you do not, and what to fix next.

Benefit Calculator

Estimates subsidy, credit, and incentive value before you spend time applying.

Bilingual Support

Designed for Indian MSMEs with clear English and Hindi guidance.

FOR ADVISORS

Built for CAs, Tax Consultants, and MSME Advisors

Screen clients against central and state schemes, track new opportunities, and share advisor-ready eligibility reports from one workspace.

  • Screen client eligibility across central and state schemes in minutes
  • Monitor relevant opportunities and updates across your client base
  • Share advisor-ready reports with clear eligibility reasoning
Explore Advisor Workspace
Compare CGTMSE vs PMEGPLoan Scheme HubMaharashtra Scheme Hub

500+

Verified Schemes

₹50+ Cr

Matched Benefits

Pan-India

Central + 28 States

2 min

Average Match Time

FREE FOR ALL

Saarthika is now completely free for everyone

All core features are available for MSMEs and advisory teams with no paid upgrades.

MSME Owners

For scheme discovery and application planning

₹0 forever

No payment required

  • Full scheme matching access
  • Document checklist and readiness insights
  • AI scheme explanations and action planning
  • B2C and advisor workflows included
Start now

Advisors & CAs

For client screening and advisory workflows

₹0 forever

No payment required

  • Full scheme matching access
  • Document checklist and readiness insights
  • AI scheme explanations and action planning
  • B2C and advisor workflows included
Start now

Teams

For shared workspace collaboration

₹0 forever

No payment required

  • Full scheme matching access
  • Document checklist and readiness insights
  • AI scheme explanations and action planning
  • B2C and advisor workflows included
Start now

FOR ADVISORS / CA FIRMS

Advisor workspace is also free for all

Manage clients, run screening, and share reports with full free access.

See advisor workspace

Questions Before You Start

A few key details on scheme sources, eligibility scoring, free access, and data handling.

Is Saarthika an official government website?

No. Saarthika is an independent platform that helps MSMEs discover relevant schemes faster. It is not affiliated with or endorsed by the Government of India or any state government.

Where does Saarthika get its scheme data from?

We track scheme information from official government portals, ministry publications, and public notifications, then structure it so you can compare and act on it faster.

How should I interpret my match or eligibility score?

Your score is an indication based on the business details you provide and the published criteria we track. Final eligibility and approval always depend on the relevant government authority.

Do I need Udyam registration to get useful matches?

No. You can start without Udyam, though adding it improves match quality and unlocks more precise scheme checks for schemes that depend on formal MSME registration.

Is Saarthika really free for all users?

Yes. Saarthika is now free for all users. MSME owners and advisory teams get full access to matching, document readiness, AI analysis, and action plans without paid upgrades.

How is my data handled, and what payment details does Saarthika store?

Your business profile is used to generate scheme matches and account features. Full card and bank details are handled by Razorpay, and Saarthika does not store them on its own servers.

Is Saarthika the same as Sarthika or other spelling typos?

Yes. Saarthika is the official brand spelling. Common search typos include Saarathika, Saarthica, Saarthikha, Saarthkia, Saartica, Saartika, Saartikha, Sarathika, Sarthica, Sarthika, Sarthikha, Sarthkia, Sartica, Sartika, Sartikha. We also see close variants with extra/missing "a", missing "h" in "th", or "k/c" swaps. The official website is saarthika.in.

See your best-fit schemes in minutes

Start free and match your MSME profile against 500+ verified central and state schemes, so you can focus on the ones worth pursuing.

Free for all. No card required. All core features included.