CentralLoanSubsidyInterest subvention
New Swarnima Scheme For Women
Ministry of Social Justice and Empowerment
Last verified: 8 April 2026
A term loan scheme for women entrepreneurs from backward classes to obtain a loan of up to ₹2,00,000 @ 5% per annum, thereby providing them social & financial security. The scheme is introduced by National Backward Classes Finance and Development Corporation (NBCFDC) and implemented by State Channelising Agencies (SCAs).
Eligibility Criteria
CriterionScheme RequiresStatus
State / LocationAll states—
Udyam Classmicro—
Owner Categorywomen, obc, general, sc, st—
Annual TurnoverMax ₹3.0 L—
Sector & Business TypeAgriculture and Allied Activities, Small Business, Artisan and Traditional Occupation, Technical and Professional Trades/Courses, Transport and Service Sector—
Business AgeNo restriction—
Area TypeAll area types—
Special ConditionsNone—