केंद्रीयLoan

स्टैंड-अप इंडिया योजना

Stand-Up India Scheme

Finance

अंतिम सत्यापन: 29 मार्च 2026

Eligibility Criteria

CriterionScheme RequiresStatus
State / LocationAll states
Udyam Classmicro, small
Owner Categorysc, st, women
Annual TurnoverAny
Sector & Business TypeAll sectors & types
Business AgeMax 0 months
Area TypeAll area types
Special ConditionsNone

Sign in to see your eligibility against each criterion.

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Benefits

Loan

Maximum benefit: ₹1.0 Cr

Bank loans Rs 10 lakh to Rs 1 crore for SC/ST/women entrepreneurs for greenfield enterprises

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Source: manual

Document Checklist

  • Aadhaar
  • PAN
  • Caste certificate (SC/ST)
  • Bank account
  • Business plan

Sign in to see which documents you already have based on your profile.

How to Apply

  1. 1

    Check Eligibility

    Confirm you are SC/ST or a woman entrepreneur setting up a greenfield enterprise (first venture)

  2. 2

    Prepare Documents

    Aadhaar, PAN, caste certificate (SC/ST), business plan, and bank account details

  3. 3

    Apply via Stand-Up Mitra Portal

    Register at standupmitra.in and submit your loan application; a nodal bank branch is assigned

  4. 4

    Credit Assessment

    Assigned bank evaluates project viability, collateral (75% of project cost secured by primary assets)

  5. 5

    Loan Sanction & Disbursement

    Loan of Rs 10 lakh to 1 crore is sanctioned; funds disbursed in tranches as per project milestones

Common reasons for rejection

Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.

Apply for this Scheme

Apply on Official Portal

This links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.

Central

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Central

MUDRA Loan - Kishor

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Central

Credit Guarantee Fund Trust for Micro and Small Enterprises

MSME

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Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.

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