केंद्रीयSubsidyLoan

पीएम रोजगार सृजन कार्यक्रम

PM Employment Generation Programme

MSME

अंतिम सत्यापन: 29 मार्च 2026

Eligibility Criteria

CriterionScheme RequiresStatus
State / LocationAll states
Udyam Classmicro
Owner CategoryAll categories
Annual TurnoverAny
Sector & Business TypeAll sectors & types
Business AgeMax 0 months
Area TypeAll area types
Special ConditionsNone

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Benefits

SubsidyLoan
35%capital subsidy

Maximum benefit: ₹25.0 L

Capital subsidy on project cost for new manufacturing/service enterprises

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Source: manual

Document Checklist

  • Aadhaar
  • PAN
  • Bank account details
  • Project report
  • Caste certificate if applicable

Sign in to see which documents you already have based on your profile.

How to Apply

  1. 1

    Check Eligibility

    Verify your business is a new micro enterprise (0 months old) with a viable manufacturing or service project

  2. 2

    Prepare Documents

    Gather Aadhaar, PAN, bank details, caste certificate (if applicable), and a detailed project report

  3. 3

    Apply Online at KVIC Portal

    Register and submit application at kviconline.gov.in/pmegpeportal with your project report

  4. 4

    Bank Interview

    Shortlisted applicants are interviewed by the implementing bank; project viability is assessed

  5. 5

    EDP Training

    Complete mandatory Entrepreneurship Development Programme (EDP) training (2 weeks)

  6. 6

    Sanction & Disbursement

    Bank sanctions loan; KVIC/KVIB releases subsidy directly to your loan account after first disbursement

Common reasons for rejection

Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.

Apply for this Scheme

Apply on Official Portal

This links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.

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Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.

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