एमएसएमई ब्याज सहायता योजना
MSME Interest Subvention Scheme
MSME
Eligibility Criteria
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Benefits
Maximum benefit: ₹1.0 L
2% interest subvention on fresh or incremental loans to GST-registered micro and small enterprises
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Source: manual
Document Checklist
- Udyam registration certificate
- GST registration
- Bank loan account details
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How to Apply
- 1
Check Eligibility
Confirm your business is a GST-registered micro or small enterprise with an existing term/working capital loan
- 2
Contact Your Bank
Approach the lending bank and confirm the loan is under MSME Interest Subvention Scheme coverage
- 3
Submit Udyam & GST Certificate
Provide Udyam registration and GST registration certificate to the bank for scheme enrollment
- 4
Bank Files Claim with SIDBI
The bank claims 2% interest subvention from SIDBI on eligible loan accounts quarterly
- 5
Benefit Reflected in Account
Subvention amount is credited to your loan account, reducing the effective interest rate
Common reasons for rejection
Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.
Apply for this Scheme
Apply on Official PortalThis links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.
Similar Schemes
Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.
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