StateLoanSubsidy

Direct Lending Scheme

State Government of Punjab

Last verified: 8 April 2026

The Direct Lending Scheme provides direct loans for the economic upliftment of members of the Scheduled Castes and Handicapped People in Punjab. Through the Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC), eligible applicants can obtain loans for various economic activities. This is a 100% State Sponsored Scheme.

Eligibility Criteria

CriterionScheme RequiresStatus

State / LocationPB—

Udyam Classmicro, small—

Owner Categorysc, pwd—

Annual TurnoverAny—

Sector & Business TypeAll sectors & types—

Business AgeNo restriction—

Area TypeAll area types—

Special ConditionsNone—

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