मुद्रा लोन - शिशु
MUDRA Loan - Shishu
Finance
Eligibility Criteria
Sign in to see your eligibility against each criterion.
AI Analysis
Unlock AI analysis
Get a plain-English explanation of why each scheme matches your business — on paid plans.
Benefits
Maximum benefit: ₹50K
Collateral-free loan up to Rs 50,000 for micro enterprises
Sign in to see your personalized benefit estimate.
Source: manual
Document Checklist
- Aadhaar
- PAN
- Bank statements (6 months)
- Business proof
Sign in to see which documents you already have based on your profile.
How to Apply
- 1
Identify a Lender
Approach any Mudra-empanelled bank, NBFC, or MFI with your business plan
- 2
Fill Application Form
Submit Mudra loan application form with Aadhaar, PAN, bank statements, and business proof
- 3
Credit Assessment
Lender assesses creditworthiness and business viability (no collateral required)
- 4
Receive Mudra Card
On sanction, receive a Mudra RuPay card for withdrawing working capital up to the sanctioned limit
- 5
Loan Disbursement
Funds credited to your account; repayment tenure typically 3-5 years
Common reasons for rejection
Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.
Apply for this Scheme
Apply on Official PortalThis links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.
Similar Schemes
Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.
संबंधित संसाधन
राज्य के अनुसार देखें