मुद्रा लोन - किशोर
MUDRA Loan - Kishor
Finance
Eligibility Criteria
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Benefits
Maximum benefit: ₹5.0 L
Collateral-free loan Rs 50,001 to Rs 5,00,000 for growing micro/small enterprises
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Source: manual
Document Checklist
- Aadhaar
- PAN
- Bank statements (6 months)
- ITR (2 years)
- Business proof
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How to Apply
- 1
Identify a Lender
Approach any Mudra-empanelled bank, NBFC, or MFI; bring 2-year business track record
- 2
Prepare Documents
Aadhaar, PAN, bank statements (6 months), ITR (2 years), and business registration proof
- 3
Submit Application
File Mudra loan application with required documents at the lender branch or online portal
- 4
Credit Assessment
Lender evaluates repayment history, business cash flow, and purpose of funds
- 5
Loan Disbursement
Sanctioned amount credited; Mudra card issued for working capital drawdowns
Common reasons for rejection
Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.
Apply for this Scheme
Apply on Official PortalThis links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.
Similar Schemes
Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.
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