केंद्रीयLoan

मुद्रा लोन - किशोर

MUDRA Loan - Kishor

Finance

अंतिम सत्यापन: 29 मार्च 2026

Eligibility Criteria

CriterionScheme RequiresStatus
State / LocationAll states
Udyam Classmicro, small
Owner CategoryAll categories
Annual TurnoverAny
Sector & Business TypeAll sectors & types
Business AgeNo restriction
Area TypeAll area types
Special ConditionsNone

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Benefits

Loan

Maximum benefit: ₹5.0 L

Collateral-free loan Rs 50,001 to Rs 5,00,000 for growing micro/small enterprises

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Source: manual

Document Checklist

  • Aadhaar
  • PAN
  • Bank statements (6 months)
  • ITR (2 years)
  • Business proof

Sign in to see which documents you already have based on your profile.

How to Apply

  1. 1

    Identify a Lender

    Approach any Mudra-empanelled bank, NBFC, or MFI; bring 2-year business track record

  2. 2

    Prepare Documents

    Aadhaar, PAN, bank statements (6 months), ITR (2 years), and business registration proof

  3. 3

    Submit Application

    File Mudra loan application with required documents at the lender branch or online portal

  4. 4

    Credit Assessment

    Lender evaluates repayment history, business cash flow, and purpose of funds

  5. 5

    Loan Disbursement

    Sanctioned amount credited; Mudra card issued for working capital drawdowns

Common reasons for rejection

Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.

Apply for this Scheme

Apply on Official Portal

This links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.

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MUDRA Loan - Shishu

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Central

Credit Guarantee Fund Trust for Micro and Small Enterprises

MSME

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Central

Stand-Up India Scheme

Finance

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Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.

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