MSME
Maximum benefit: ₹1.0 L
2% interest subvention on fresh or incremental loans to GST-registered micro and small enterprises
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Check Eligibility
Confirm your business is a GST-registered micro or small enterprise with an existing term/working capital loan
Contact Your Bank
Approach the lending bank and confirm the loan is under MSME Interest Subvention Scheme coverage
Submit Udyam & GST Certificate
Provide Udyam registration and GST registration certificate to the bank for scheme enrollment
Bank Files Claim with SIDBI
The bank claims 2% interest subvention from SIDBI on eligible loan accounts quarterly
Benefit Reflected in Account
Subvention amount is credited to your loan account, reducing the effective interest rate
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Raising and Accelerating MSME Performance (RAMP)
MSME