राज्यInterest subvention

One Family One Enterprise Scheme

Industries & Commerce Department

अंतिम सत्यापन: 8 अप्रैल 2026

The Government of Kerala approved the scheme to encourage entrepreneurial activity in every household and empower women's entrepreneurship. This scheme aims to set up at least one MSME unit including trade activity in each family. The scheme intends to provide interest subvention on Term loans and/or Working capital loans availed by MSME units from financial institutions viz. Nationalized Banks, Scheduled Banks, KSIDC, KFC, KSFE and Kerala Bank. The units engaged in manufacturing, service, and trading are eligible for the assistance. 50% of the beneficiaries under the scheme shall be women entrepreneurs.

Eligibility criteria

CriterionScheme requirementStatus
State / locationKL
Udyam classmicro, small, medium
Owner categorygeneral, women
Annual turnoverकोई भी
Sector और business typemanufacturing, service, trading
Business ageकोई restriction नहीं
Area typeसभी area types
Special conditionsनहीं

Sign in करें और हर criterion पर अपनी eligibility देखें.

AI विश्लेषण

Unlock AI analysis

Get a plain-English explanation of why each scheme matches your business — on paid plans.

Upgrade Plan

Benefits

Interest subvention

Source: scraped

Document checklist

  • Copy of Photo identity proof of the Promoter/Promoters
  • Copy of Udyam Registration
  • Copy of Partnership deed/Memorandum and Articles of Association/Bye-laws for non-proprietary units
  • Self-attested copy of registration certificate from Registrar of Company/Firm/Society for non-proprietary units
  • Resolution towards applying for this assistance for non-proprietary units
  • Copy of loan sanction letter from the bank
  • Copy of recommendation letter from bank
  • Statement from the bank showing disbursement details and loan repayment
  • Project report approved by Financial Institution
  • Supporting documents for PMFME scheme assistance if applicable
  • Request for condonation for delay in filing (if belated application)
  • Copy of title/lease deed/Allotment order and remittance particulars for DA/DP units
  • Date of commencement of production and unit operational status details

Sign in करें और देखें कि आपकी profile के हिसाब से कौन से documents तैयार हैं.

Apply कैसे करें

  1. 1

    Eligibility check करें

    इस page पर turnover, Udyam class, sector और special conditions सहित criteria देखें.

  2. 2

    Documents तैयार करें

    ऊपर दी गई document checklist के items जुटाएं. अधूरे documents rejection की आम वजह हैं.

  3. 3

    Application submit करें

    Official government portal या इस page पर listed implementing agency के जरिए apply करें.

  4. 4

    Verification

    Officials application और documents verify करते हैं. Delay से बचने के लिए queries का जल्दी जवाब दें.

  5. 5

    Approval

    Implementing agency से sanction letter या approval communication मिलता है.

  6. 6

    Disbursement

    Subsidy या loan आपके designated bank account में credit होता है, आमतौर पर approval के 30-90 दिन बाद.

Rejection की आम वजहें

अधूरे या mismatched documents, ineligible business category, या turnover required range से बाहर. Application में समय लगाने से पहले eligibility verify करें.

ये general steps हैं. Scheme-specific requirements के लिए official portal देखें.

इस scheme के लिए apply करें

Official portal पर apply करें

यह official government portal का link है. Eligibility approval की guarantee नहीं है — final decision implementing agency लेती है.

केंद्रीय

एमएसएमई ब्याज सहायता योजना

MSME

Interest subventionLoan
राज्य

Annal Ambedkar Business Champions Scheme

Department of Micro, Small and Medium Enterprises

SubsidyInterest subventionTraining
राज्य

Assistance Scheme for Handicraft Artisans

Industries & Commerce Department

GrantSubsidy
राज्य

Back Ended Interest Subsidy (BEIS)

Micro Small and Medium Enterprises Department

Interest subvention

नोट: कुछ schemes को एक ही खर्च पर साथ में नहीं लिया जा सकता. Multiple schemes के लिए apply करने से पहले संबंधित ministry से co-applicability verify करें.

संबंधित संसाधन