केंद्रीयSubsidy

क्रेडिट लिंक्ड कैपिटल सब्सिडी योजना

Credit Linked Capital Subsidy Scheme

MSME

अंतिम सत्यापन: 29 मार्च 2026

Eligibility Criteria

CriterionScheme RequiresStatus
State / LocationAll states
Udyam Classmicro, small
Owner CategoryAll categories
Annual TurnoverAny
Sector & Business TypeAll sectors & types
Business AgeNo restriction
Area TypeAll area types
Special ConditionsNone

Sign in to see your eligibility against each criterion.

AI Analysis

Unlock AI analysis

Get a plain-English explanation of why each scheme matches your business — on paid plans.

Upgrade Plan

Benefits

Subsidy
15%capital subsidy

Maximum benefit: ₹15.0 L

15% capital subsidy on institutional loans for technology upgradation

Sign in to see your personalized benefit estimate.

Source: manual

Document Checklist

  • Udyam registration certificate
  • Bank loan sanction letter
  • Technology upgradation plan
  • Quotations

Sign in to see which documents you already have based on your profile.

How to Apply

  1. 1

    Identify Technology Upgrade

    Plan technology upgradation in an eligible sector; prepare cost estimates and machinery quotations

  2. 2

    Avail Institutional Loan

    Obtain a term loan from a CLCSS-nodal bank/SFC for technology investment

  3. 3

    Submit Subsidy Claim

    After first disbursement, submit claim to the nodal bank with loan sanction letter, invoices, and Udyam certificate

  4. 4

    Nodal Bank Verification

    Nodal bank verifies documents and forwards claim to SIDBI/NABARD for subsidy release

  5. 5

    Subsidy Credited

    15% subsidy (max Rs 15 lakh) credited to your loan account, reducing the outstanding principal

Common reasons for rejection

Incomplete or mismatched documents, ineligible business category, or turnover outside the required range. Always verify eligibility before investing time in the application.

Apply for this Scheme

Apply on Official Portal

This links to the official government portal. Eligibility does not guarantee approval — final decisions are made by the implementing agency.

Central

PM Employment Generation Programme

MSME

SubsidyLoan
Central

Credit Guarantee Fund Trust for Micro and Small Enterprises

MSME

GuaranteeLoan
Central

Zero Defect Zero Effect (ZED) Certification

MSME

CertificationSubsidy
Central

ASPIRE - A Scheme for Promotion of Innovation, Rural Industries and Entrepreneurship

MSME

GrantTrainingInfrastructure

Note: Some schemes cannot be combined on the same expenditure item — verify co-applicability with the respective ministry before applying for multiple schemes.

संबंधित संसाधन