केंद्रीयSubsidy

Bank Loan Processing Fee Reimbursement Scheme

Ministry of Micro, Small and Medium Enterprises

अंतिम सत्यापन: 8 अप्रैल 2026

The Bank Loan Processing Fee Reimbursement Scheme provides financial assistance by reimbursing a substantial portion of the processing fees charged by financial institutions when SC/ST MSEs secure business loans. The scheme functions as a sub-component of the National Scheduled Caste and Scheduled Tribe Hub (NSSH) program. By alleviating the upfront financial burden of loan processing fees, the scheme aims to enhance access to capital for SC/ST MSEs, promote inclusive economic development, and strengthen entrepreneurial ecosystems.

Eligibility criteria

CriterionScheme requirementStatus
State / locationसभी states
Udyam classmicro, small, medium
Owner categorysc, st
Annual turnoverकोई भी
Sector और business typeसभी sectors और types
Business ageकोई restriction नहीं
Area typeसभी area types
Special conditionsनहीं

Sign in करें और हर criterion पर अपनी eligibility देखें.

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Benefits

Subsidy

Source: scraped

Document checklist

  • Self-certified copy of Udyam Registration (UR) & GST (if applicable)
  • Self-certified copy of PAN Card
  • Copy of Caste Certificate of proprietor/all partners/directors
  • Details of shareholding in case of partnership/Pvt. Ltd/LLP firm
  • Copy of Partnership Deed or Memorandum and Article of Association
  • Bank attested debit statement with Bank Loan Processing Fee charges
  • Business loan availment certificate/disbursement certificate/bank statement
  • Bank attested copy of loan sanction letter
  • Cancelled Cheque of current account
  • Proof of transferred amount as reimbursement by NSSHO/NSIC through PFMS if availed earlier

Sign in करें और देखें कि आपकी profile के हिसाब से कौन से documents तैयार हैं.

Apply कैसे करें

  1. 1

    Eligibility check करें

    इस page पर turnover, Udyam class, sector और special conditions सहित criteria देखें.

  2. 2

    Documents तैयार करें

    ऊपर दी गई document checklist के items जुटाएं. अधूरे documents rejection की आम वजह हैं.

  3. 3

    Application submit करें

    Official government portal या इस page पर listed implementing agency के जरिए apply करें.

  4. 4

    Verification

    Officials application और documents verify करते हैं. Delay से बचने के लिए queries का जल्दी जवाब दें.

  5. 5

    Approval

    Implementing agency से sanction letter या approval communication मिलता है.

  6. 6

    Disbursement

    Subsidy या loan आपके designated bank account में credit होता है, आमतौर पर approval के 30-90 दिन बाद.

Rejection की आम वजहें

अधूरे या mismatched documents, ineligible business category, या turnover required range से बाहर. Application में समय लगाने से पहले eligibility verify करें.

ये general steps हैं. Scheme-specific requirements के लिए official portal देखें.

इस scheme के लिए apply करें

Official portal पर apply करें

यह official government portal का link है. Eligibility approval की guarantee नहीं है — final decision implementing agency लेती है.

संबंधित संसाधन

Bank Loan Processing Fee Reimbursement Scheme — पात्रता, लाभ, आवेदन 2026 | Saarthika